credit

【发音】

美 /'krɛdɪt/ 英 /'kredɪt/

【翻译】

1. n.信贷，赊欠；赞扬，荣誉；学分；信任

   英释:an arrangement with a shop, bank etc that allows you to buy something and pay for it later

2. vt. 相信； 把…记入贷方； 把…归于

   英释:to add money to a bank account

【记忆】

cred(相信) ＋ it → 信任

【短语】

1. credit card : 信用卡；记帐卡

2. letter of credit : n. [商]（银行发行的）信用证

3. credit system : 信用制度；信贷制度；赊购或赊销制度

4. credit risk : 信用风险；信贷风险；信用危机

5. on credit : 赊帐

6. credit first : 信用第一

7. credit rating : 信用等级；信誉评价

8. credit management : 信贷管理；信用调节

9. bank credit : 银行信贷；银行信用状

10. credit standing : 信用状况；商业信誉

11. credit crisis : 信用危机

12. credit crunch : 信贷紧缩；信贷危机（等于credit crisis）

13. credit market : 信贷市场；信用市场

14. consumer credit : n. 消费信贷；消费品信用贷款

15. social credit : 社会信贷说

16. credit guarantee : 信用担保；信贷保证

17. irrevocable letter of credit : 不可撤销信用证

18. rural credit cooperatives : n. 农村信用合作社，农村信用社

19. credit information : 信用信息；信用情报；信用调查报告

20. letters of credit : 信用证；信用状

【例句】

1. The store agreed to let him have credit.

   商店同意他赊购。

2. What’s the credit limit on your Visa card?

   你的维萨卡信用额度是多少？

【真题例句】

1. (2017.6 • CET4 • • 听力题)...I'll pay with my credit card...

2. (2014.12 • CET4 • 第一套 • 阅读理解)...his wife could not have taken out a loan or a credit card in her own name...

3. (2013.6 • CET4 • 第二套 • 阅读理解)...Then there's the tightening credit market...

4. (2013.12 • CET4 • 第二套 • 阅读理解)...people who can't pay off their credit cards...

5. (2013.12 • CET4 • 第二套 • 阅读理解)...Since they haven't built up their credit histories yet...

6. (2013.12 • CET4 • 第二套 • 阅读理解)...which could have loss implications for the credit card issuing banks...

7. (2013.12 • CET4 • 第二套 • 阅读理解)...A new study out of Ohio State University found that young adults are accumulating credit card debt at a more rapid rate than other age groups...

8. (2013.12 • CET4 • 第二套 • 阅读理解)...Dunn says a lot of these young people are never going to get out from under their credit card debt...

9. (2013.12 • CET4 • 第二套 • 阅读理解)...it's a safe bet that these young adults are paying relatively high interest rates on the resulting credit card debt...

10. (2013.12 • CET4 • 第二套 • 阅读理解)...Many people are borrowing on credit cards so heavily that payoff rates at these levels are not sufficient to recover their credit card debt by the end of their life...

【同、近义词】

1. n.信用，信誉；[金融]贷款；学分；信任；声望

   faith/reputation/honor/loan/confidence/

2. vt.相信，信任；把…归给，归功于；赞颂

   put faith in/believe in/

【同根词】

1. abbr

   cred : 信誉；可靠性（credibility）

2. adj

   creditable : 可信的；声誉好的；值得称赞的

   creditworthy : 信誉卓著的，有信誉的

3. adv

   creditably : 不愧；有名誉地；美满地

4. n

   creditor : 债权人，贷方

   credence : 信任；凭证；祭器台（等于credence table，credenza）

   cred : 街头信誉（等于street cred）

   creditworthiness : 好信誉；有资格接受信用贷款